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Four travel insurance mistakes to avoid this summer, according to expert

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6 months ago

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Four travel insurance mistakes to avoid this summer, according to expert

Nobody wants to think about things going wrong on their summer holidays but experts are urging Brits to make sure they have adequate travel insurance.

Kelly Whittington, travel claims director at Aviva, said: “Travel insurance can give people valuable peace of mind.”

She explained that potential claims “could involve an accident or an illness while abroad which requires medical assistance, theft of personal possessions while overseas, or an incident before the break which means a holidaymaker needs to cancel their trip, such as an injury or a bereavement”.

Here are some tips from Ms Whittington on the travel insurance pitfalls to avoid when considering travel cover.

Common travel insurance mistakes

Leaving until the last minute

“Crucially, people should buy travel cover as soon as they book their holiday,” Ms Whittington said. “This means that if they need to cancel their holiday because of an unforeseen event, such as an illness or injury, their insurer should cover any costs that can’t be recovered elsewhere.”

She added: “If someone plans to buy their insurance at the airport, they won’t be covered if an emergency happens two weeks before their departure date.”

Not checking small print

Make sure your policy fits your own needs. Whittington advises that holidaymakers who plan to scuba dive or participate in other sports should verify their policy includes such activities.

She continues: “Similarly, people should check that their cover is valid for their destination country. Most insurers will offer either worldwide or European travel insurance, which provides cover in certain parts of the globe.

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